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NongZhiRural Business Health Guide
Central China qualitative pilot
Start with what you know

Describe your farm.
We will help estimate the numbers.

You do not need a complete set of accounts. Tell us what you grow or raise, what you sold, what you paid for, what you own, and what you owe. The model turns your description into a clear picture of your business's financial health and practical recommendations for improvement.

1Describe your situation
2Check the estimates
3See your health index

Tell us about your farm or rural business

Approximate descriptions are okay. Include numbers when you know them.

01 / Describe
1
What are your annual sales?Describe products, quantity, price, or approximate money received.
2
What are your operating costs?Include seeds, feed, fertilizer, fuel, labor, rent, repairs, and transport.
3
What are your interest payments?Include only the lender's charge, not repayment of the amount borrowed.
4
What are your family's living costs?Describe food, housing, school, healthcare, and transport for one year.
5
What could be converted to cash within one year?Include cash, savings, unsold crops, animals, stock, and supplies.
6
What debts are due within one year?Include loan repayments, unpaid supplier bills, and other bills due soon.
7
What is your total business value?Include machinery, buildings, vehicles, animals, products, supplies, and cash.
8
What is your total business debt?Include all short- and long-term loans and unpaid business bills.

Review the model's estimated amounts

Correct anything that does not match your situation before calculating the index.

02 / Review
Description-to-financial-data model

The model used your descriptions and local economy assumptions to estimate the eight yearly amounts.

ESTIMATED · EDITABLE
Your business health index

Excellent position

Each area is rated separately so you can see where help is needed.

0/ 100
Green · Excellent80–100: protect and build
Yellow · Safe65–79: keep watch
Orange · Needs Help45–64: make a plan now
Red · Urgent0–44: act now

Model-generated estimates are educational guidance, not verified accounts. Confirm major borrowing, investment, or sale decisions with a qualified local adviser.